When timing is critical, Definitive Finance delivers. Our bridging loans in UK provide short-term funding secured against property — helping clients act fast on opportunities, resolve delays, or complete time-sensitive transactions.
Years of experience
Flexible, Fast, and Tailored Bridging Finance Across the UK
Whether you’re purchasing at auction, buying before selling, refinancing for cash flow, or navigating a chain break, our bespoke bridging finance lets you move forward with confidence.
We are excited for our work and how it positively impacts clients.
The significant role we play in simplifying complex financing for every client.
We analyse unique financial needs, delivering customised solutions aligned with business goals.
Streamlined processes enable faster approvals, giving businesses immediate access to funds.
Our financial expertise simplifies complexities, guiding clients confidently toward lasting clarity.
We design competitive lending options, ensuring value, transparency, and manageable costs.
£ 100Milllion
Loans Completed
15Days
Average Closing Time
75%
Offer Average LTV
Why Choose Definitive Finance?
We combine speed, flexibility, and transparency to deliver exceptional bridging loan solutions. We issue terms within hours, fund in days, and assess each case individually. With in-house capital and trusted partners, clients benefit from clear processes, tailored lending, and direct access to experienced professionals throughout.
Our bridging loans are ideal for:
- Auction purchases needing rapid completion
- Buying before selling to avoid property chain delays
- Refinancing to release capital or repay other loans
- Funding refurbishments or development finishings
- Commercial or residential acquisitions
- Complex deals with offshore structures or tight deadlines
Key Features of Our Bridging Loans
Our nearly 100+ committed team members are ready to help now.
Frequently asked questions
A bridging loan is a short-term financial solution secured against property. It’s commonly used to bridge the gap between two transactions — such as buying a new property before selling an existing one or securing funds pending long-term finance.
At Definitive Finance, we offer both regulated and unregulated bridging loans for residential, commercial, and mixed-use properties.
You can typically receive indicative terms within hours, with funding completed in 5–10 working days. Our streamlined process ensures speed, making it ideal for urgent property purchases or completions.
Yes, we consider applications from overseas clients. Each case is individually assessed, and lending depends on property value, security, and exit strategy, offering flexibility to international borrowers needing UK bridging finance.
Bad credit isn’t always a barrier. We evaluate overall circumstances, property security, and repayment plans. A strong exit strategy often outweighs adverse credit history, allowing us to support challenging financial situations.
Yes, refurbishment bridging finance is available. We provide funds for property acquisition plus refurbishment costs, supporting projects from light renovations to major works, provided there’s a clear exit or refinancing plan.
Yes, we can fund land without planning permission. Each case is individually reviewed, and lending depends on exit strategy strength, security offered, and borrower’s ability to achieve intended project objectives.