Flexible, Fast, and Tailored Bridging Finance Across the UK
When timing is critical, Definitive Finance delivers. Our bridging loans across UK provide short-term funding secured against property — helping clients act fast on opportunities, resolve delays, or complete time-sensitive transactions.
Whether you’re purchasing at auction, buying before selling, refinancing for cash flow, or navigating a chain break, our bespoke bridging finance lets you move forward with confidence.
Why Choose Definitive Finance for Bridging Loans?
We combine speed, flexibility, and transparency to deliver exceptional bridging loan solutions. We issue terms within hours, fund in days, and assess each case individually. With in-house capital and trusted partners, clients benefit from clear processes, tailored lending, and direct access to experienced professionals throughout.
When to Use Bridging Finance
Our bridging loans are ideal for:
- Auction purchases needing rapid completion
- Buying before selling to avoid property chain delays
- Refinancing to release capital or repay other loans
- Funding refurbishments or development finishings
- Commercial or residential acquisitions
- Complex deals with offshore structures or tight deadlines
We work with limited companies, SPVs, and international investors.
Key Features of Our Bridging Loans
- Loan Size: £100,000 to £25 million+
- Terms: 1 to 24 months (extendable in some cases)
- LTV: Up to 75% (higher with additional security)
- Security Types: Residential, commercial, land, mixed-use
- Interest Options: Rolled-up, retained, or serviced
- Locations: England, Wales, Scotland, and offshore (Jersey, Guernsey)
Frequently asked questions
We can issue indicative terms within hours and often complete loans in 5 to 10 working days.
Yes. We welcome applications from international buyers, offshore companies, and non-UK residents.
Not necessarily. We focus on the asset, exit strategy, and loan security — not just your credit history.
Yes. We often lend against both the purchase price and planned works, subject to valuation and planning.
Yes, we consider land deals on a case-by-case basis, even without full planning permission.
Start Your Bridging Loan Application Today
Do not let red tape or delays hold you back. Definitive Finance is here to help you act fast and finance smarter.
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